Mid-January Market Signals to Watch

The start of the year can feel quiet in real estate, but behind the calm, the market is already sending signals that matter for anyone thinking about buying, selling, or simply keeping an eye on their home’s value. Here’s what we’re noticing this month:

1. Motivated Buyers Are Active

Even though there are fewer showings right now, the buyers in the market are serious. For sellers, this means your listing may get more focused attention. For buyers, it can mean less competition and more negotiating room.

2. Interest Rates Are Key

Rates continue to influence affordability and monthly payments. For clients planning to buy, understanding current rates helps you make decisions with confidence, instead of waiting for the “perfect” moment.

For more info:  https://www.bankofcanada.ca/core-functions/monetary-policy/key-interest-rate/

3. Local Neighbourhood Trends Matter More Than Ever

Some neighbourhoods are seeing steady demand because of schools, transit, or lifestyle amenities, while others may have opportunities for value. If you’re thinking of buying or selling, knowing how your specific area is performing is more useful than broad market headlines.

👉https://trreb.ca/market-data/market-watch/

👉https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research

4. Watch for Price Adjustments

Even small changes in listing prices can reveal how sellers and buyers are feeling about the market. For clients, this is useful information whether you’re negotiating a purchase or considering selling.

5. Early-Year Patterns Can Predict Spring Activity

How the market behaves now can hint at what’s coming in the next few months. Staying informed early gives you a head start on opportunities instead of reacting later.

Why this matters for you:

Even if you’re not buying or selling right away, understanding these signals gives you confidence in your decisions and a clearer sense of what to expect in your neighbourhood.

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Roger Townsend

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