The start of the year is often quieter in real estate, but it’s one of the most important times to pay attention. Early-year trends help shape pricing, competition, and opportunity for the months ahead.

Here’s what’s worth keeping an eye on right now:

📊 Market Activity Is Finding Its Pace

January typically brings fewer listings and buyers, which can mean less competition and more thoughtful decision-making. For buyers, this can create room for negotiation. For sellers, serious and motivated buyers are often the ones still active early in the year.

👉 Greater Toronto Area market updates:

https://trreb.ca/market-data/market-watch/

💸 Interest Rates & Borrowing Outlook

Interest rates remain one of the biggest influences on buyer confidence. While day-to-day changes can feel noisy, many buyers are focusing on long-term affordability and lifestyle needs, rather than waiting for the “perfect” rate.

👉 Bank of Canada rate announcements & outlook:

https://www.bankofcanada.ca/core-functions/monetary-policy/key-interest-rate/

🏘 Supply, Demand & Local Neighbourhood Trends

Not all markets move the same way. Some neighbourhoods continue to see strong demand due to schools, transit, or lifestyle amenities, while others offer more value and flexibility. Hyper-local insight matters more than ever.

👉 Housing data & trends across Canada:

Canada Mortgage and Housing Corporation (CMHC)

https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research

Early 2026 is shaping up to be a year where informed decisions win. Whether buying, selling, or simply watching the market, staying educated and flexible is key. The best moves are often made by those who understand the market they’re in,  not the one they’re waiting for.